:root {
  --ink: #071722;
  --ink-2: #102c3a;
  --paper: #f3efe6;
  --paper-2: #e8e1d3;
  --white: #fffdf8;
  --amber: #d6a45a;
  --amber-light: #f0d29e;
  --teal: #4fa89b;
  --muted: #61717a;
  --line: rgba(7, 23, 34, .14);
  --shadow: 0 24px 70px rgba(7, 23, 34, .12);
  --radius: 22px;
  --max: 1220px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, "Segoe UI", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.58;
  -webkit-font-smoothing: antialiased;
}
body.menu-open { overflow: hidden; }
a { color: inherit; }
img { display: block; max-width: 100%; }
button, input, textarea, select { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid var(--amber); outline-offset: 4px; }

.skip-link {
  position: fixed;
  z-index: 100;
  left: 16px;
  top: -80px;
  padding: 10px 16px;
  background: var(--white);
  color: var(--ink);
  border-radius: 10px;
}
.skip-link:focus { top: 16px; }

.container { width: min(calc(100% - 48px), var(--max)); margin-inline: auto; }
.section { padding: 112px 0; }
.section a { overflow-wrap: anywhere; }
.section-tight { padding: 76px 0; }
.section-dark { color: var(--white); background: var(--ink); }
.section-white { background: var(--white); }
.section-line { border-top: 1px solid var(--line); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 22px;
  color: #8b642c;
  font-size: .77rem;
  font-weight: 800;
  letter-spacing: .13em;
  line-height: 1.2;
  text-transform: uppercase;
}
.section-dark .eyebrow, .hero .eyebrow { color: var(--amber-light); }
.eyebrow::before { content: ""; width: 32px; height: 1px; background: currentColor; }

h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 {
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 500;
  line-height: 1.06;
  letter-spacing: -.035em;
  overflow-wrap: anywhere;
}
h1 { max-width: 950px; font-size: clamp(2.65rem, 6vw, 5.8rem); }
h2 { max-width: 850px; margin-bottom: 26px; font-size: clamp(2.15rem, 4vw, 4.2rem); }
h3 { font-size: clamp(1.35rem, 2vw, 1.8rem); }
.lead { max-width: 780px; color: var(--muted); font-size: clamp(1.05rem, 1.6vw, 1.3rem); }
.section-dark .lead { color: #b8c6cc; }
.kicker { max-width: 620px; font-size: 1.08rem; color: var(--muted); }

.site-header {
  position: fixed;
  z-index: 40;
  inset: 0 0 auto;
  height: 82px;
  color: var(--white);
  transition: background .25s, box-shadow .25s, color .25s;
}
.site-header.scrolled,
.site-header.subpage {
  color: var(--ink);
  background: rgba(255, 253, 248, .94);
  box-shadow: 0 10px 40px rgba(7, 23, 34, .08);
  backdrop-filter: blur(18px);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-size: .79rem;
  font-weight: 900;
  letter-spacing: .14em;
  line-height: 1.05;
}
.brand-mark {
  position: relative;
  width: 34px;
  height: 34px;
  border: 1px solid currentColor;
  border-radius: 50%;
}
.brand-mark::before, .brand-mark::after {
  content: "";
  position: absolute;
  left: 7px;
  right: 7px;
  height: 1px;
  background: var(--amber);
  transform: rotate(-28deg);
}
.brand-mark::before { top: 12px; }
.brand-mark::after { top: 20px; }
.brand span:last-child { display: grid; }
.main-nav { display: flex; align-items: center; gap: 24px; }
.main-nav a {
  position: relative;
  padding: 10px 0;
  text-decoration: none;
  font-size: .86rem;
  font-weight: 650;
}
.main-nav a::after {
  content: "";
  position: absolute;
  right: 0; bottom: 4px; left: 0;
  height: 1px;
  background: var(--amber);
  transform: scaleX(0);
  transition: transform .2s;
}
.main-nav a:hover::after, .main-nav a[aria-current="page"]::after { transform: scaleX(1); }
.nav-cta {
  padding: 10px 16px !important;
  border: 1px solid rgba(214,164,90,.75);
  border-radius: 999px;
}
.nav-cta::after { display: none; }
.menu-button {
  display: none;
  width: 46px;
  height: 46px;
  padding: 0;
  color: inherit;
  background: transparent;
  border: 1px solid currentColor;
  border-radius: 50%;
}
.menu-button span,
.menu-button::before,
.menu-button::after {
  content: "";
  display: block;
  width: 18px;
  height: 1px;
  margin: 5px auto;
  background: currentColor;
  transition: transform .2s, opacity .2s;
}
.menu-open .menu-button span { opacity: 0; }
.menu-open .menu-button::before { transform: translateY(6px) rotate(45deg); }
.menu-open .menu-button::after { transform: translateY(-6px) rotate(-45deg); }

.hero {
  position: relative;
  min-height: 780px;
  display: grid;
  align-items: end;
  overflow: hidden;
  color: var(--white);
  background: var(--ink);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(4,16,25,.97) 0%, rgba(4,16,25,.84) 42%, rgba(4,16,25,.16) 78%),
    linear-gradient(0deg, rgba(4,16,25,.72), transparent 50%),
    url("./hero-trade-finance.webp") center / cover no-repeat;
}
.hero::after {
  content: "";
  position: absolute;
  right: -20vw;
  bottom: -44vw;
  width: 75vw;
  aspect-ratio: 1;
  border: 1px solid rgba(214,164,90,.35);
  border-radius: 50%;
  box-shadow: 0 0 0 100px rgba(214,164,90,.06), 0 0 0 260px rgba(214,164,90,.03);
}
.hero-content { position: relative; z-index: 1; padding: 190px 0 84px; }
.hero h1 { margin-bottom: 28px; }
.hero-lead { max-width: 720px; margin-bottom: 35px; color: #d2dcdf; font-size: clamp(1.08rem, 1.7vw, 1.34rem); }
.actions { display: flex; flex-wrap: wrap; gap: 13px; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 13px 22px;
  border: 1px solid transparent;
  border-radius: 999px;
  background: var(--amber);
  color: var(--ink);
  font-weight: 800;
  text-decoration: none;
  transition: transform .2s, background .2s;
}
.button:hover { transform: translateY(-2px); background: #e2b56f; }
.button-secondary { color: var(--white); background: transparent; border-color: rgba(255,255,255,.5); }
.button-secondary:hover { background: rgba(255,255,255,.1); }
.button-dark { color: var(--white); background: var(--ink); }
.button-dark:hover { background: var(--ink-2); }
.hero-tags {
  display: grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  gap: 1px;
  margin-top: 70px;
  border: 1px solid rgba(255,255,255,.18);
  background: rgba(255,255,255,.18);
}
.hero-tags span {
  min-height: 62px;
  display: flex;
  align-items: center;
  padding: 14px 18px;
  background: rgba(7,23,34,.65);
  color: #d9e1e4;
  font-size: .86rem;
}

.page-hero {
  padding: 190px 0 96px;
  color: var(--white);
  background:
    radial-gradient(circle at 85% 20%, rgba(79,168,155,.19), transparent 30%),
    radial-gradient(circle at 75% 80%, rgba(214,164,90,.14), transparent 30%),
    var(--ink);
}
.page-hero h1 { max-width: 900px; margin-bottom: 28px; font-size: clamp(2.7rem, 5.3vw, 5.35rem); }
.page-hero .lead { color: #c6d1d5; }
.page-hero .actions { margin-top: 36px; }

.split { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(48px, 8vw, 120px); align-items: start; }
.split-equal { grid-template-columns: 1fr 1fr; }
.sticky-copy { position: sticky; top: 125px; }
.grid { display: grid; gap: 20px; }
.grid-2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0,1fr)); }

.card {
  min-height: 100%;
  padding: 30px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255,253,248,.63);
}
.card h3 { margin-bottom: 14px; }
.card p:last-child { margin-bottom: 0; }
.card-link {
  display: flex;
  flex-direction: column;
  min-height: 300px;
  color: inherit;
  text-decoration: none;
  transition: transform .2s, box-shadow .2s, background .2s;
}
.card-link:hover { transform: translateY(-6px); box-shadow: var(--shadow); background: var(--white); }
.card-index { margin-bottom: 45px; color: #9a6e31; font: 600 1rem Georgia,serif; }
.card-arrow { margin-top: auto; color: #8b642c; font-weight: 800; }

.number-list { counter-reset: item; display: grid; gap: 0; border-top: 1px solid var(--line); }
.number-item {
  counter-increment: item;
  display: grid;
  grid-template-columns: 76px 1fr;
  gap: 20px;
  padding: 28px 0;
  border-bottom: 1px solid var(--line);
}
.number-item::before {
  content: counter(item, decimal-leading-zero);
  color: #9a6e31;
  font: 500 1.2rem Georgia,serif;
}
.number-item h3 { margin: 0 0 7px; }
.number-item p { margin: 0; color: var(--muted); }

.feature-list { display: grid; gap: 0; border-top: 1px solid var(--line); }
.feature {
  display: grid;
  grid-template-columns: 30px 1fr;
  gap: 18px;
  padding: 22px 0;
  border-bottom: 1px solid var(--line);
}
.feature::before { content: "↗"; color: #9a6e31; font-weight: 900; }
.feature strong { display: block; margin-bottom: 5px; }
.feature p { margin: 0; color: var(--muted); }

.image-panel {
  position: relative;
  min-height: 540px;
  overflow: hidden;
  border-radius: 30px;
  box-shadow: var(--shadow);
}
.image-panel img { width: 100%; height: 100%; object-fit: cover; }
.image-caption {
  position: absolute;
  right: 20px;
  bottom: 20px;
  left: 20px;
  padding: 18px 20px;
  border: 1px solid rgba(255,255,255,.25);
  border-radius: 14px;
  color: white;
  background: rgba(7,23,34,.78);
  backdrop-filter: blur(12px);
}
.image-caption strong { display: block; }
.image-caption small { color: #c7d1d5; }

.quote {
  margin: 0;
  padding-left: 28px;
  border-left: 2px solid var(--amber);
  font: 500 clamp(1.55rem, 2.8vw, 2.5rem)/1.26 Georgia,serif;
}
.stat {
  padding: 30px 0;
  border-top: 1px solid rgba(255,255,255,.18);
}
.stat strong { display: block; color: var(--amber-light); font: 500 clamp(2.4rem,4vw,4.5rem)/1 Georgia,serif; }
.stat span { display: block; margin-top: 10px; color: #bcc9ce; }

.process { display: grid; grid-template-columns: repeat(5, minmax(0,1fr)); }
.process-step { position: relative; padding: 30px 24px 20px 0; border-top: 1px solid rgba(255,255,255,.25); }
.process-step::before {
  content: "";
  position: absolute;
  top: -5px; left: 0;
  width: 9px; height: 9px;
  border-radius: 50%;
  background: var(--amber);
}
.process-step small { color: var(--amber-light); font-weight: 800; }
.process-step h3 { margin: 28px 0 12px; }
.process-step p { color: #acbcc2; font-size: .94rem; }

.pill-row { display: flex; flex-wrap: wrap; gap: 10px; }
.pill { padding: 9px 14px; border: 1px solid var(--line); border-radius: 999px; font-size: .88rem; }

.faq { border-top: 1px solid var(--line); }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary {
  position: relative;
  padding: 25px 54px 25px 0;
  cursor: pointer;
  list-style: none;
  font: 500 1.2rem/1.3 Georgia,serif;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+";
  position: absolute;
  right: 5px; top: 20px;
  color: #9a6e31;
  font: 400 1.8rem/1 Georgia,serif;
}
.faq details[open] summary::after { content: "−"; }
.faq details div { max-width: 820px; padding: 0 0 27px; color: var(--muted); }

.cta-panel {
  position: relative;
  overflow: hidden;
  padding: clamp(40px,7vw,85px);
  border-radius: 30px;
  color: var(--white);
  background: var(--ink-2);
}
.cta-panel::after {
  content: "";
  position: absolute;
  right: -160px; bottom: -230px;
  width: 480px; height: 480px;
  border: 1px solid rgba(214,164,90,.3);
  border-radius: 50%;
  box-shadow: 0 0 0 70px rgba(214,164,90,.06);
}
.cta-panel > * { position: relative; z-index: 1; }
.cta-panel p { max-width: 700px; color: #c3cfd3; }

.contact-layout { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(50px,8vw,120px); }
.contact-note { padding: 24px; border-left: 2px solid var(--amber); background: rgba(255,253,248,.55); }
.form { display: grid; gap: 18px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { display: grid; gap: 7px; }
.field label { font-size: .85rem; font-weight: 800; }
.field input, .field textarea, .field select {
  width: 100%;
  min-height: 52px;
  padding: 12px 15px;
  color: var(--ink);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 10px;
}
.field textarea { min-height: 130px; resize: vertical; }
.form-status { min-height: 25px; color: #6d4b1d; font-size: .9rem; }

.site-footer { padding: 76px 0 28px; color: #afbec4; background: #041019; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 2fr; gap: 70px; padding-bottom: 55px; }
.footer-nav { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.footer-nav strong { display: block; margin-bottom: 13px; color: var(--white); }
.footer-nav a { display: block; margin: 8px 0; color: #afbec4; text-decoration: none; font-size: .9rem; }
.footer-nav a:hover { color: var(--amber-light); }
.footer-copy { max-width: 430px; margin-top: 23px; font-size: .92rem; }
.disclaimer { padding-top: 25px; border-top: 1px solid rgba(255,255,255,.13); font-size: .76rem; line-height: 1.5; }
.copyright { display: flex; justify-content: space-between; gap: 20px; padding-top: 22px; font-size: .76rem; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .65s ease, transform .65s ease; }
.reveal.visible { opacity: 1; transform: none; }

@media (max-width: 1180px) {
  .main-nav {
    position: fixed;
    inset: 82px 0 0;
    display: none;
    align-content: start;
    align-items: stretch;
    gap: 0;
    padding: 32px 24px;
    color: var(--ink);
    background: var(--white);
    overflow-y: auto;
  }
  .menu-open .main-nav { display: grid; }
  .main-nav a { padding: 16px 0; border-bottom: 1px solid var(--line); font-size: 1.1rem; }
  .nav-cta { margin-top: 18px; padding: 14px 18px !important; text-align: center; }
  .menu-button { display: block; }
  .split, .split-equal, .contact-layout { grid-template-columns: 1fr; }
  .sticky-copy { position: static; }
  .grid-4 { grid-template-columns: repeat(2,1fr); }
  .process { grid-template-columns: repeat(2,1fr); gap: 22px; }
  .hero-tags { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr; }
}

@media (max-width: 680px) {
  body { font-size: 16px; }
  .container { width: min(calc(100% - 30px), var(--max)); }
  .section { padding: 78px 0; }
  .section-tight { padding: 55px 0; }
  .site-header { height: 70px; }
  .main-nav { top: 70px; }
  .hero { min-height: 740px; }
  .hero-content { padding: 145px 0 52px; }
  .hero-tags { margin-top: 48px; grid-template-columns: 1fr; }
  .hero-tags span { min-height: 48px; }
  .page-hero { padding: 145px 0 72px; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .card { padding: 24px; }
  .card-link { min-height: 240px; }
  .number-item { grid-template-columns: 54px 1fr; }
  .process { grid-template-columns: 1fr; }
  .image-panel { min-height: 420px; border-radius: 20px; }
  .form-row { grid-template-columns: 1fr; }
  .footer-nav { grid-template-columns: 1fr 1fr; }
  .copyright { display: grid; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}

@media (min-width: 2200px) {
  :root { --max: 1680px; }
  body { font-size: 20px; }
  .hero h1, .page-hero h1 { max-width: 1250px; }
  .hero-lead, .lead { max-width: 900px; }
}